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Payment for Online Purchases

PayPal Express Checkout

PayPal Express Checkout is a streamlined and secure online payment solution, allowing you to complete transactions with just a few clicks.

A better way to pay, by Google

Google Pay is the fast, simple way to pay on sites, in apps, and in stores using the cards saved to your Google Account.

Pay the Apple Way

Replace physical cards and cash with an easier, more secure, & private method of payment. Checkout made fast and secure. Pay with your device while keeping card data private.

Finance for online purchases provided by Klarna

Klarna’s Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status.

 

Klarna Pay in 30 days – Shop today and pay in 30 days

Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees, when you pay on time. 

Klarna Pay in 3 – Pay in 3, interest free

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days.

Finance for online purchases provided by Novuna

 

* Finance options available, provided by Novuna Consumer Finance. Subject to application, financial circumstances and borrowing history. Minimum spend and eligibility criteria applies.

 

Interest Free Credit

Manage the cost of your purchase with interest free credit finance options

  • 0% APR
  • No early settlement fee
  • 5% minimum deposit
  • Regular monthly payments
  • 6-month loan length with minimum spend of £300
  • 9-month loan length with minimum spend of £400
  • 12-month loan length with minimum spend of £500

Representative Example:

  • Total product amount: £6,000
  • 5% Minimum deposit: £300
  • Total amount of credit: £5,700
  • 12 monthly payments of: £475
  • Total amount payable is: £6,000
  • Representative: 0% APR
  • Rate of interest: 0% fixed

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.

Interest Bearing Credit

Lower monthly payments and the option to spread the cost of your purchase over 3 years.

  • 17.9% APR
  • No early settlement fee
  • 5% minimum deposit
  • Regular monthly payments
  • 18 months loan length with minimum spend of £500
  • 24 months loan length with minimum spend of £500
  • 36 months loan length with minimum spend of £500

Representative Example:

  • Total product amount: £6,000
  • 5% Minimum deposit: £300
  • Total amount of credit: £5,700
  • 36 monthly payments of: £202.05
  • Total amount repayable is: £7,573.80
  • Interest charged: £1,573.80
  • Representative: 17.9% APR
  • Rate of interest: 17.9% fixed

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.

Buy Now Pay Later

Pay nothing for the first 3, 6 or 12 months and then have the option to spread the cost of your purchase over 2 years.

  • No interest charged if the full balance is paid before the date of the first payment.
  • Regular monthly payments after selected deferral period
  • Minimum spend £500
  • 5% minimum deposit
  • 14.9% APR representative
  • £29 settlement fee applies for a full repayment during deferral period

Representative Example (12 month deferral period):

  • Total product amount: £1,000
  • Total amount of credit: £950
  • 24 monthly payments (following the deferral period) of: £51.79
  • Total amount payable is: £1,292.96
  • Interest charged: £292.96
  • Representative: 14.9% APR
  • Rate of interest: 14.9% p.a fixed

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.

Buy Now Pay Later Explanations

Option 1

Partial or full payment can be made during payment free period - no interest will be charged on any amounts repaid but a £29 administration fee will be charged.

Partial or full payment can be made during repayment period.

Option 2

Full repayment - interest is charged from when the agreement is started, up to settlement date, plus an additional 30 days interest.

Option 3

Partial repayment - remaining interest that would have been payable on the amount repaid is reimbursed.

Eligibility Criteria

Credit is subject to application, financial circumstances and borrowing history. Please note, there are some minimum criteria if you later decide to apply for finance.

To apply you must:

  • Be at least 18 years old
  • Be in permanent paid employment (over 16 hours a week), retired and receiving a pension, be a houseperson with a partner in permanent paid employment, be self employed, a student Nurse or Doctor
  • Have been a UK resident for three years or more
  • Have a mobile or landline number
  • Have an email address
  • Have a UK bank account from which Direct Debits can be taken
  • Have no outstanding County Court Judgements (CCJs)

Angling Direct is the credit broker and not the lender. Novuna Consumer Finance is the lender.

Credit Broker Disclosure:

Angling Direct PLC is authorised and regulated by the Financial Conduct Authority (FRN 917811). Angling Direct PLC is a credit broker not a lender and only offers credit products from Mitsubishi HC Capital UK PLC, trading as Novuna Consumer Finance (FRN 704348), PayPal Credit and Klarna Financial Services UK Limited. Angling Direct PLC do not receive commission from lenders in acting as a credit broker. All credit is subject to status and affordability, UK residents only. Terms and conditions and eligibility criteria apply.

PayPal Pay in 3 is not regulated by the Financial Conduct Use may affect your credit score or make credit less accessible or more expensive for you. Consider if affordable for you. See product terms for more details.

Angling Direct PLC, 2D Wendover Road, Rackheath Industrial Estate, Norwich Norfolk, NR13 6LH, United Kingdom. Company registered in England and Wales No 05151321. VAT No GB 152140945 Exclusions apply.

Errors and omissions excepted.

Complaints

On the rare occasion that we do receive a complaint, we take it very seriously. If you are unhappy with any aspect of the goods you purchased with us, you can get in touch with us via our contact form through the relevant section on our FAQs.

If your complaint relates to your finance agreement

If your complaint relates to the finance linked to your purchase you can still let us know about this, but we will forward it to your credit provider Novuna (previously Hitachi Capital). Novuna will acknowledge your complaint and investigate it thoroughly and issue their response within eight weeks.

What to do if you can’t reach an agreement

If your complaint relates to the finance linked to your purchase you can still let us know about this, but we will forward it to your credit provider Novuna (previously Hitachi Capital). Novuna will acknowledge your complaint and investigate it thoroughly and issue their response within eight weeks.

They can be contacted in the following ways:

Write: Financial Ombudsman Service, Exchange Tower, London, E14 9SR

Telephone: 0300 123 9 123

Further details can be found on the Financial Ombudsman Service

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